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There are hundreds of online payday loans to choose from. But choosing the right one is very important. If you are stuck with a bad credit score and your requirement is instant cash to settle a pressing creditor, then you need to look at the no fax payday loans direct lenders. The direct lenders who offer this type of loans mostly operate online. Like all businesses, the payday loan business also has its fair share of scammers and you don't want to be taken for a ride by them. Also you don't want to pay more by way of interest and you don't want to wait too long to get the money. Reputable direct lenders will not ask you anything more than the simple basic information like name, date of birth, address, employment details and checking account details. Steer clear of lenders who ask for anything more than this. Online direct lenders offer cheap loans as their overhead costs are very much lower than the local payday loan stores. 

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